Olivier Dubois, Chairman, OLEA

I'm pleased to inform you of several important updates in the Group.

Firstly, we continue to strengthen our teams so they can support the dynamic growth of our activities across the Continent. The expertise and talent of our people are the pillars of our success. It is in this context that I am pleased to announce several internal appointments.

Mélina Assélé Diouf Nkombe has been promoted to Deputy Managing Director of OLEA, Gabon in 2023. Mélina joined OLEA Gabon in 2018 as Technical Co-ordinator, after a rich career with AXA France and various insurers and brokers in Gabon. Her solid experience makes her a key asset for our growth in the region.

Grâce Amoikon has been Deputy Managing Director of OLEA Côte d'Ivoire since July 2024. With more than 15 years' insurance experience in France and Côte d'Ivoire, Grâce has risen through the ranks within OLEA, successively holding the positions of Technical Manager and then Technical and Claims Director.

Albert Sagna has also been appointed Deputy Managing Director of OLEA, Senegal since August 2024. A recognised expert on the Senegalese market, Albert joined OLEA in 2018, following the takeover of a local broker. As Technical Director since 2019, he has played a crucial role in the development strategy. Today, he supports Maurice Bouzemarène, former Managing Director of OLEA, Cameroon who is now Managing Director of OLEA, Senegal, in his new role.

Cédric de Zélicourt, former Managing Director of OLEA Senegal, has been appointed Deputy Group Sales Director. Based in Paris, he will be responsible for developing the Groups’ new business.

Ghita Benyoussef was appointed Managing Director of OLEA Morocco in September 2024. Ghita joined OLEA Maroc in 2019 as Production Manager and Key Account Manager, before becoming Customer Director in 2022.

Paul Le Pêcheur, formerly Managing Director of OLEA Morocco, has been managing the Mozambique subsidiary since September 2024.

Finally, I would like to welcome Fayez Samb who joined the Group in September 2024 as Managing Director of OLEA, Cameroon. Fayez has over 25 years' experience in the insurance industry and has held positions of responsibility in France, Cameroon, Mali and Senegal. His experience and knowledge will be a real asset in the development of our activities in Cameroon.

As well as these internal changes, I would like to highlight the commitment of our subsidiaries to our CSR project, OLEA Impact. To mark Pink October, a month dedicated to raising awareness of breast cancer, our subsidiaries joined forces with healthcare partners to organise local screening and awareness campaigns.

These announcements and initiatives reflect our ongoing commitment to supporting our employees in their professional development and making a positive contribution to the communities in which we operate. Together, we will continue to build a strong, positive and enlightened Group

In a business environment where competitiveness is more important than ever, employee health is becoming a fundamental pillar of success. Efficient, seamless management of healthcare contracts is both a time-saver and a strategic investment in the wellbeing of your team and the long-term future of your company

Innovative tools for simplified monitoring

At OLEA, we understand that managing health insurance can be complex, especially when it involves co-ordinating a large number of beneficiaries across several territories. That's why we've designed a range of innovative, accessible solutions to support you in this process and guarantee your employees’ optimum health cover.

Adopting our solutions will help you optimise your day-to-day management of healthcare, optimally.

Human Resources Management (HRM) extranet

The HRM extranet enables you to monitor, control and administer your employees' health insurance contracts in real time, anywhere in the world. You can:

· Access benefits and beneficiary lists

· Add or remove employees

· Perform automated, digitalised onboarding

By offering your HR teams a centralised, secure tool, you reduce the risk of error and optimise the use of time. Everything is now at your fingertips, without the need for complex processes.

Health statistics extranet

The health of your employees requires more than just coverage: It requires constant monitoring to avoid any anomalies or unpleasant surprises. With the health statistics extranet, you'll be able to track health policy consumption in real time . Among other things, you can:

· Analyse the population, consumption and prescriptions

· Calculate the S/P ratio in real time, enabling you to intervene or correct deviations in the care plan at an early stage

· Implement preventative actions

By anticipating needs and adjusting coverage in line with statistics, you can control your budget, while monitoring and preventing risks before they arise.

OLEA Health mobile application

We know that managing reimbursements and care can quickly become a source of stress for your employees. OLEA Health mobile application simplifies this process by giving each beneficiary immediate and complete access to their health information. The app enables your employees to:

· Request and track their reimbursements

· Check their health cover benefits and clauses

· Find their healthcare network

· Check their medical benefits

By making this application available to your employees, you offer them a fluid and intuitive experience, while reducing administrative tasks for your HR teams. An employee who has access to all the information they need is more relaxed, which has a direct impact on their productivity and commitment.

OLEA Health will help you turn health management into a strategic advantage. Ready to streamline your healthcare insurance? Contact us at info@olea.africa to find out more.

Construction projects in Africa are at the heart of the continent's development. Every building, every piece of infrastructure, contributes to economic growth and community wellbeing. However, these projects carry inherent risks, both during construction and after delivery. That's where OLEA, pan-African insurance broker, comes in, with one objective: Ensure the sustainability of every project in Africa.

Why choose OLEA for your construction projects?

Our mission is clear: To enable you to carry out your construction projects with complete peace of mind, whatever the scale. We know that every project, from small buildings to large corporate headquarters, represents a major investment. We understand that what is at stake is not just the delivery of the project, but its longevity. That's why we offer coverage that goes far beyond conventional expectations, ensuring not only the initial construction but also its durability over time.

Tailor-made solutions for every project

When it comes to protecting a construction site, it's essential to understand the risks involved. Which is why we asupported a major player in the telecommunications sector in Côte d'Ivoire in the construction of its head office: A building symbolising modernity, innovation and ecology. For this project, we took out Decennial Civil Liability insurance.

This insurance is crucial, because the risks don't stop when the work is finished. Hidden defects, structural damage or faulty workmanship can appear long after the building has been completed. Decennial Civil Liability insurance protects against these unforeseen events, ensuring that, should a claim occur up to 10 years after acceptance of the work, building contractors are covered.

One of the leaders in road infrastructure development benefits from our expertise, with the implementation of All Risks and Decennial insurance policies, guaranteeing optimum coverage against unforeseen events during and after the construction of bridges and roads in West Africa. (Côte d’Ivoire and Benin).

Another client entrusted us with the implementation of All Risks and Decennial insurance programs to cover its shopping centre, warehouse and factory construction sites across Africa.

Training for better risk management

We know that risk management is essential for every player in the construction industry. To this end, OLEA not only provides insurance solutions, but also specialised training courses. These courses are designed to help construction professionals understand all the risks associated with their projects and how to manage them effectively, so they can anticipate any potential problems. With this in mind, our Benin subsidiary organised a round table on risk management in construction, bringing together owners, contractors and insurers to share best practices and explore solutions.

Because the security of your projects is our priority

To build a solid and secure future, every project must be covered by insurance that is equal to the stakes. By choosing OLEA as your partner, you are opting for expertise, rigour and constant support, to ensure the success and sustainability of your construction projects in Africa.

To find out more about our offers and to benefit from personalised support, please contact Denise Ferreira, our Group Construction Manager: d.ferreira@olea.africa